Business Loan

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Overview

Business Loan: Empowering Your Business Growth

At PJ MONEY POWER, we understand that every business has unique financial needs. Our Business Loans are designed to provide you with the necessary funds to expand your operations, purchase new equipment, or manage cash flow. With competitive interest rates and flexible repayment options, our loan solutions empower you to invest in your business's future without the stress of cumbersome procedures.

Whether you're a startup or an established business, our quick application process and fast approval times ensure that you can access the funds you need without delay. Our dedicated team is committed to understanding your requirements and providing customized solutions that align with your business goals. Choose PJ MONEY POWER as your financial partner and take the first step towards achieving your business aspirations!

Business Loan Details

  • Loan Type: Business Loan
  • Security: Not Required
  • Interest Rate: 11% & above*
  • Loan Tenure: Up to 60 months
  • Loan Amount: Up to 20 Lacs
  • Loan Feature: For Business Use

  • Apply Now
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Documents Required for Business Loans

Please review the following documents required to expedite your loan application process.

  • KYCs (PAN / AADHAR)
  • Business Registration Documents
  • Latest 6 months bank statement (Business Account)
  • Income Tax Returns (Last 2 years)

Our Lending Partners

ICICI Bank Federal Bank SBI Canara Bank Yes Bank Kotak Mahindra Bank IDFC First Bank Karur Vysya Bank Indian Overseas Bank HDFC Bank

Business Loan FAQs

Frequently Asked Questions

A: Eligibility for a business loan depends on factors such as the nature of your business, financial health, and credit history. Typically, individuals, sole proprietors, partnerships, private limited companies, and closely-held public limited companies can apply. Minimum requirements often include a certain business turnover, a minimum number of years in operation (generally 2-3 years), and satisfactory credit history.

A: The documents needed typically include identity and Address proof (Aadhaar, PAN card, etc.), business proof (business registration or GST certificate), financial statements for the last 2-3 years, bank statements, income tax returns, and in some cases, a business plan. Requirements may vary based on the Bank’s policies.

A: The loan amount depends on factors like the nature of the business, annual turnover, and repayment capacity. For small businesses, loan amounts usually range from ₹50,000 to ₹50 lakh. For larger businesses, the limit may be higher. It’s best to discuss your specific requirements with the Bank, as they will assess eligibility before determining the loan amount.

A:Business loan interest rates in India generally range from 10% to 20% per annum, depending on factors like loan tenure, the applicant’s credit profile, and the lender’s policies. Rates are often higher for unsecured loans than for secured ones. It’s advisable to compare rates from different lenders before finalizing the loan.

A: Processing times can vary by lender. For most business loans, it can take anywhere from a few days to a couple of weeks. If all required documents are provided and the application meets eligibility criteria, some Banks may offer quicker approval through online applications or instant loans.

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Contact

pjmoneypower@gmail.com

+91 99442 64799

About Us

PJ MONEY POWER is your trusted partner for all your financial needs. From personal to business loans, we offer a wide range of solutions to support your financial goals.

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